She Begged For Money I Gave Her Predatory Loans

They say no good deed goes unpunished. I learned that the hard way when a simple act of kindness drove me off the ledge of a high-rise.
In my past life, a female colleague told me her father was in critical condition and desperate for surgery funds. Without a second thought, I wired her fifteen thousand dollars and approved a two-month leave of absence.
When the day came for repayment, she flipped the script. She blasted me all over social media, claiming Id sexually harassed her, and demanded seventy-five thousand dollars in damages.
I was crucified by the internet. I lost my job. Even my fiance, the woman I was days away from marrying, looked at me with total disgust.
Depression swallowed me whole. I jumped.
And then, I woke up.
I was back. Back to the exact moment she came to beg for money.
She was crying now, a performance that could move mountains and shake the heavens. But I just sat there, cold and detached, downloading a dozen predatory loan apps onto her phone.
She likes borrowing money? Fine. Let her borrow until she drowns in it.
I have no money for her. And I certainly have no life to spare.
1
I opened my eyes again to the sight of a girl looking at me through a shimmering veil of tears.
I glanced up. It was Sienna. The woman who had destroyed my life with nothing but empty words and a innocent face.
My arm felt stiff as I checked my watch. June 4th. The exact moment.
"Grant? Mr. Miller?"
When I didn't answer immediately, Sienna tested the waters, her voice trembling.
I snapped back to reality, locking eyes with her.
"Yeah. I'm listening."
"Grant, its my dad. Hes in critical condition. The doctors say he needs a liver transplant to survive. If he doesn't get it..."
The tears broke free, rolling down her cheeks like cracks in a porcelain mask.
In the last life, this exact display of vulnerability had broken me. Out of sheer humanitarian instinct, Id lent her the money. When the rest of the office found out, they chipped in, too. I gave her two months off so she could be a dutiful daughter.
I never expected her to bite the hand that fed her. When I asked for the money back, she decided the debt was too heavy. So she tried to cancel it by cancelling me.
She went online, spinning a tale of workplace harassment, demanding a massive settlement for "emotional distress." She spoke with such conviction, armed with cropped screenshots and fabricated truths.
And then came the line that sealed my coffin: No girl would ruin her own reputation just to frame a man.
That sentence turned a localized dispute into a nationwide witch hunt. Strangers sent funeral wreaths to my home. They dumped trash at the office entrance. They found my number and called me at 3:00 AM, breathing threats into the receiver.
I tried to clarify things, but the truth is boring. Nobody wanted the truth. Even Meredith, my fiance, accused me of being "improper."
People only believe what they want to believe.
The company fired me. My mind shattered. And I ended it all on the pavement below.
Thinking about it made the air in the room feel thick, suffocating.
I would never let history repeat itself.
"Wow. That sounds terrible," I said, my voice deliberately flat. "So, how many days off do you need?"
She blinked, stunned. The coldness of my response wasn't part of her script.
When she didn't answer, I pressed on. "You are here to ask for time off, right?"
Sienna bit her lip, dialing up the fragility in her eyes.
"Grant... actually, I wanted to ask if I could borrow some money. The surgery is expensive. We need about fifty thousand."
She dropped her head quickly, perfecting the posture of shame and desperation.
Right.
I pulled out my phone, opened the app store, and swiveled the screen toward her. Her eyes lit up with anticipation.
"Look," I said, pointing at the screen. "You can use PaydayAdvance. You can get a lump sum pretty fast. Interest isn't too bad."
"Or there's QuickCash, and LendTree..."
I reached over, took her phone from her hands, and started rapidly downloading every high-interest, predatory loan app I could find.
Before I could finish installing the fifth one, she snatched her phone back and fled the office.
2
The next day, Sienna was back in the office.
I frowned. Wasn't she supposed to be at her dying father's bedside?
Why was she still here?
I had questions, but I kept them to myself.
"Grant, I decided not to take leave yet," she said, hovering by my desk. "Brody heard about my situation. He was kind enough to help."
Brody.
I knew him. The guy was obsessed with Sienna. The entire department knew he was trapped in her orbit.
In the last timeline, he was the one fanning the flames of the cyberbullying campaign against me. There was a momentSienna had thrown herself into my lap, and when I tried to push her off, she grabbed my wrists. Brody snapped a photo at that exact second.
That photo was the "smoking gun." Evidence, they said.
"Good for you," I said simply, turning to leave.
Sienna stepped in front of me, blocking my path.
I let my annoyance show. "What now?"
"The transplant costs fifty thousand. Brody lent me ten, but Im still short forty thousand. Im just a junior associate, Grant. I don't have that kind of savings."
I looked at her, my expression unreadable.
"So you want me to lend it to you? Sienna, I'm getting married next month. Between the down payment on the new condo and the vendor deposits, Im tapped out."
"Maybe you should go back to those apps."
The condo had been paid for months ago. I just needed an excuse. A wall she couldn't climb.
Her face fell. She looked like she was about to shatter. "You're... getting married?"
She widened her eyes, feigning shock.
I nodded. "Yes. Houses in this city aren't cheap. And weddings are worse. Money is tight."
In my past life, because Id lent her the money, I couldn't cover the final costs for the wedding venue. Meredith dumped me on the spot. I tried to explain that I had the money, that Id just helped a colleague, but Meredith didn't buy it. In fact, she joined Sienna on a livestream to trash me.
This time, Sienna gets nothing. And Meredith? She isn't getting a ring either.
Sienna looked down, disappointed, but then pivoted.
"But Grant... I heard your family is wealthy. Could you ask them for fifteen thousand? I promise Ill work hard. Ill pay you back. Ill do anything."
The audacity was breathtaking. My parents money was their blood and sweat, not a charity fund for grifters.
"I told you," I said, my voice like ice. "I'm buying a house. My hands are tied."
Seeing that I was an immovable object, she finally retreated.
I watched her walk away, a knot of tension tightening in my gut.
I knew this wasn't over. Not by a long shot.
3
Sure enough, after I refused the money, she vanished for two days.
Nobody in the office could reach her.
A warning bell went off in my head. What was she planning?
I scanned every social media platformTwitter, Instagram, TikTok, LinkedIn. Nothing. No accusations, no hashtags. I let out a breath I didn't know I was holding.
But I couldn't relax. I pulled her personnel file from the secure drive, found her parents' address in a suburb about two hours away, and grabbed my car keys.
I needed to know the truth.
When I arrived at the address, I didn't see a dilapidated shack. I saw a construction fence and a massive sign: FUTURE SITE OF OAK CREEK RETAIL CENTER.
A neighbor was watching me from her porch, noticing my confusion.
"Looking for the Jiangs?" she called out. "They moved. Developer bought that whole row of houses. Heard they got a payout of nearly half a million. Theyre in a condo uptown now."
I froze.
So, the destitute family narrative was a lie.
"Ma'am, do you happen to know where they moved?"
The neighbor was chatty. She spilled everything.
Just then, my phone buzzed. It was a colleague.
"Grant, you need to get back here. Siennas mom is in Director Graves' office."
I didn't waste a second. I thanked the woman and floored it back to the city.
I parked and ran up the stairs. Just as I reached the hallway, I saw Sienna and a middle-aged woman walking out of the Director's office.
I ducked into an alcove near the breakroom.
"See?" the mother hissed. "If I didn't come here and make a scene, they wouldn't take it seriously. You said this Grant guy was rich and soft. You said hed pay up if he thought your dad was dying."
She scoffed. "He's just pretending to be a nice guy. We are getting that fifteen grand out of him one way or another."
"Just... don't mention the buyout money, Mom."
"I know, I know."
Ha. So it was premeditated. They had marked me as their prey from day one.
4
The moment they left, I was summoned to Director Graves' office.
"Grant, what is going on? Why is a mother crying in my office about you? Youre up for promotion, for Gods sake. We can't have this kind of noise."
Graves had mentored me. He was tough, but he looked out for his own.
"Director, don't worry. Ill handle it."
"Look, I know theyre looking for a handout. I told them the company has an emergency loan program. But the optics... you need to manage this."
I nodded, thanked him, and left.
I walked straight to Conference Room 3. I booked it in the system: Employee 1-on-1: Wellness Check.
The office security cameras were undergoing upgrades this weeka blind spot Sienna had exploited in the last timeline. But she didn't know that Conference Room 3 had a new presentation screen with a built-in webcam and recording function.
I activated it. Then I called her.
"Meet me in Conference Room 3."
When she walked in, looking like a tragic heroine, I had to physically suppress the rage boiling in my blood.
"You know the company offers emergency loans, right?" I said, keeping my voice steady. "If you don't know the paperwork, I can get HR to help you."
Sienna hesitated, twisting her hands. "But... a loan means I have to pay it back with interest immediately."
And there it was.
She never intended to pay back a dime. In the last life, she didn't just default; she tried to extort me for more.
My voice hardened. "What exactly do you want, Sienna? Are you looking for a solution, or are you looking for a free ride?"
Panic flickered in her eyes. She squeezed them shut, forcing out a few fresh tears. "No, Grant! It's just... the bank won't approve me. The debt is too scary."
I watched the performance. I wondered if she used eye drops before walking in.
I glanced through the glass wall. A shadow moved in the hallway.
Brody.
The stage was set. Just like last time.
But this time, I wrote the ending.
"Manager... can't you just help me personally? I'll work so hard. Ill remember your kindness forever."
I said nothing. I just stared at her with dead eyes.
Thinking my silence was hesitation, she pushed harder. "If I don't get the money, my dad dies. That's a human life, Grant."
"There are ten different ways to get money," I said. "You just want the one that doesn't require repayment. Why me, Sienna? Why are you fixated on me?"
Realizing the guilt trip wasn't working, her expression shifted. The sorrow evaporated, replaced by manic frustration.
She reached into her purse and pulled out a box cutter. She pressed the blade against her own throat, her eyes wild.
"Don't push me! Don't force me to do this! Just give me a way out!"
She was starting the scene.
I played along. I threw my hands up, feigning panic, and stepped back.
"Whoa! Put it down! Im just saying no to a loan, theres no need to hurt yourself!"
"I don't have the money, Sienna! Why don't you take the company loan?"
Seeing my 'fear,' she smiled. It was a terrifying switch. She lowered the blade and softened her gaze into something seductive.
"Grant... actually, the solution is simple. If you lend me the money... I can do whatever you want."
She began to shrug off her blazer, revealing the thin strap of her camisole underneath.
"Waitdon't take that off."
She didn't listen. She lunged at me, grabbing my wrist and trying to force my hand onto her chest.
Her eyes kept darting to the door. She was waiting for her cue.
"One last chance," she whispered. "Will you lend me the money?"
"No."
She gave me a chilling, knowing smile. Then she pulled away, disheveled, and ran out the door.
5
The next morning, the company intranet exploded.
An anonymous post on the internal forum rocketed to the top of the trending list.
"Marketing Manager Grant Miller uses power to prey on female subordinates. Attempted assault in Conference Room 3. Victim forced to threaten suicide to escape."
Below the text were photos and a short video clip.
The photo showed Sienna, clothes disarrayed, struggling in my arms, my hand seemingly on her chest.
The video showed her with the box cutter to her throat, crying, begging me not to "force" her.
It was a masterclass in editing. A total inversion of reality.
It had Brodys fingerprints all over it.
My fiance, Meredith, heard about it within the hour. Her friend in Accounting sent her the link.
She didn't ask for my side. She just called me, screaming.
"I can't believe you! You're an animal! I suspected you were useless, but I didn't think you were a predator!"
"I was going to dump you anyway, but since weve been together for years... if you sign the new condo over to me as an apology, maybe I won't tell everyone what a scumbag you are."
I laughed bitterly. There it was.
My parents had bought that condo cash. If I put her name on it, it became marital propertyor in this case, a settlement.
I used to love her. I would have given her the world. But the last life had cured me of that blindness.
"We're done, Meredith," I said. "We're breaking up."
I hung up and walked into the office.
It was like walking into a riot.
"Grant, is it true?" one colleague whispered, horrified. "You always seemed so professional."
"Power corrupts," another sneered. "Scumbag."
A few people tried to defend me. "Wait for HR. Grant's not like that."
"Yeah, innocent until proven guilty, right?"
But reason is quiet. Outrage is loud.
And then Sienna appeared.
She looked fragile, broken. Her eyes were red-rimmed.
"He tried to... he tried to ruin me," she sobbed to a group of sympathetic women. "I wanted to die. No girl would use her own dignity to lie about this."
"It took so much courage just to speak up."
The room turned on me instantly. The few defenders went silent. Some of the younger guys looked ready to jump me.
"Thank you," Sienna wept, looking at the mob. "Your support is the only thing keeping me alive."
Security had to step in to clear a path to my desk.
Graves called me in immediately.
"Grant! I told you to handle it! Is this how you handle it? If this goes external, your career is over. Forget the promotionyoull be lucky to avoid jail."
"Director, Im being framed. I didn't touch her."
"I know you, Grant. I believe you. But the shareholders don't know you. The internet doesn't know you."
"You need evidence. Hard evidence. Or you're done."
He was giving me a chance. That was all I needed.

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